Medical Insurance Overview

1. Primary Health Insurance

Students participating in off-campus extracurricular activities and co-curricular or curricular trips must have appropriate health and insurance coverage for the location and nature of the activity.

Primary Health Insurance

RRU requires all students—domestic and international, graduate and undergraduate—to maintain valid basic health insurance while participating in off-campus activities. 

For most students, basic health coverage is provided through their provincial health plan, such as B.C.'s Medical Services Plan (MSP).  RRU employees and students travelling outside Canada or in Quebec will not be covered by basic health insurance.

International students who are not yet eligible for MSP must maintain supplementary medical insurance. In most instances, this temporary insurance is provided through Guard.me

Workers’ Compensation

Off-campus activities and trips are not workers' compensation activities, and students are not covered under provincial or territorial workers’ compensation legislation and policy.

Travel Insurance

Trip participants are responsible for securing applicable travel insurance based on the nature, location, and level of institutional involvement in the activity.